PT. Dataindo Inti Swakarsa

          PT. Dataindo Inti Swakarsa
Membership | FAQ | About | Contact | Home 

Indonesia Companies - Indonesia Industry Reports - Indonesia Trade Reports - Indonesia Bilateral Reports
Industry News
Credit card industry will be flat this year: September 2016

The effect of postponing the credit card data transparency plan for taxation is still troubling credit card holders. As a result, credit card users avoid paying by credit card transactions by switching transactions using debit cards.

Bank Indonesia (BI) data noted that credit card volume fell 7.69% to 24.44 million cards per July 2016 compared to 26.80 million as of July 2015. Meanwhile, transaction value on credit cards decreased by 19.23% to Rp 21 , 56 trillion per July 2016 compared to the position of Rp 26.57 trillion as of July 2015.

Santoso Liem, Director of PT Bank Central Asia Tbk (BCA) said the slowdown in the credit card business is due to the weakening of economic growth. Also, coupled with the government's plan to make transparency of credit card data to attract taxes. "The middle class credit card holders tend to avoid transactions, while the upper middle class is not affected," he said, Monday (19/9).
Next year, RI Got Local Principal Credit Card: September 2012

During this time credit card issuers in Indonesia using a foreign principal. Principal development plans of local credit cards in the country began to be taken seriously. Bank Indonesia with some credit card issuers is now met to discuss the future development of principals nationally with a target operational next year.

BI believes the principal development of local credit card will provide great benefits for Indonesia. It was not separated from the support of Indonesia's domestic market share and bargaining power is high. A similar step is also carried out a number of neighboring countries such as Malaysia and Singapore. In both countries, local principals have been in operation and the results are quite positive in improving the domestic economy.

With the advent of new regulation plan, BNI assured dominance of domestic transactions on the credit card industry will bring new support to the progress of industry-banking. The cause, the banking industry does not have to pay a fee to a foreign company.

Credit Card Services in Indonesia
Indonesia Industry Report and Market Research
April 15, 2018
Industry Code : K8124
Forecast to : 2022

Credit Card Services in Indonesia This class consists of enterprises whose main activities include financing transactions made by credit card holders for the purchase of goods or services.
The primary activities of firms in this industry are:
- Providing Credit for the Purchase of Goods and Services in on credit terms.
- Providing Cash Advance Services in advance money (cash value).
PT. Dataindo Inti SwakarsaTelp : (62 - 21) 719 3832
3rd Floor, Gapura Raya BuildingTelp : (62 - 21) 719 3834
Jl. Bangka Raya No. 4, Pela Mampang Email :
Jakarta 12720, Indonesia
Chapter Headings US $ Select All
Industry Outlook 60.50
Key Statistics 60.50
Market Characteristics 36.30
Segmentation 36.30
Industry Conditions 60.50
Industry Performance 60.50
Key Competitors 60.50
Key Factors 27.50
Credit Card Circulation is Increasingly Shrinking 0.39
Assessed Worryingly, the central bank will Fight Swipe Cash Practice 0.39
Ahead of the Idul Fitri, Fresh Wind Blows For Business Credit Card 0.39
Growth of Credit Cards in Indonesia 0.39
Credit Card Industry growth decrease Being a 5% -7% 0.39
Due to Crisis, Credit Card Issuers are More Strict in Selecting New Customers 0.39
Citibank Projects 20 Percent Credit Card Growth 0.39
Credit Card Transactions Climbs 47.6 Percent 0.39
Credit Cards Will Still Grow 0.39
Danamon Takes Over American Express Credit Card 0.39
HSBC Credit Card Grows 75 Percent 0.39
Card Industry Needs to Adjust to Regulation PBI 7/52 0.39
Stanchart's Credit Card Target Rises 45 Percent 0.39
HSBC Follows New Credit Card Regulation 0.39
Production Cannot Be Done Without Written Application 0.39
Banks Not Interested in Syariah Credit Cards 0.39
ABN Amro Sets Credit Card Holders to Reach 200,000 0.39
Citibank Sets Eye on 40 percent Credit Card Market 0.39
Citibank and HSBC Work on Micro Credits in Central Java 0.39
Credit Card Market Potential reached 10 Million 0.39
Citibank Targets 100,000 New Credit Card Holders 0.39
BII Cooperates with Master Card 0.39
Visa International Forecasts Indonesia Debit Card Boom 0.39
Minimum of 10 Percent Credit Card Installments 0.39
Citibank Escalates Card Supervision 0.39

Report Content

The Credit Card Services industry in Indonesia research report contain trend analysis, statistics, market size information, industry growth rates as well as major competitors.

Major market segments are identified and also those forces affecting demand and supply within this industry. Performance analysis includes emerging industry trends as well as recent results and performance of each key company. Drawing on the depth of information DIS also provides 5 year forecasts for this industry.

The comprehensive study also examines details such as the barriers to entry, operating cost structure, technology & systems and domestic & international markets. Tables and statistics include: Industry revenue, exports, imports, wages and number of companies in the industry, Industry growth and geographic regional data.

KEY STATISTICS 2014 2015 2016 2017 2018
Industry Revenue 107,942 104,367 131,689 158,085 169,151 Rp.Billion
Industry Gross Product 7,016 6,784 8,560 10,276 10,995 Rp.Billion
Number of Establishments 110 120 130 130 130 Units
Employment 109,600 101,200 85 81,000 85,400 Units
Exports 2,856 3,457 6,481 6,521 7,820 Rp.Billion
Imports 10,926 10,899 25,482 30,419 35,880 Rp.Billion
Total Wages 1,425 1,316 1,114 1,010 1,109 Rp.Billion
Domestic Demand 116,012 111,809 150,690 181,983 197,211 Rp.Billion
The data above is sample data only

Cost of Goods Sold 67.13 Gross Profit 32.87
Operating Expense 21.5 Profit (Loss) Before Tax 11.36
Administration 1.58 Depreciation 0.56
Electricity 0.66 Freight 1.99
Fuel, Parking, Toll & Retribution 1.62 Interest 3.09
Land and Building Rental 2.74 Marketing 2.69
Repairs and Maintenance 0.54 Service Fee 0.7
Staff Welfare Allowance 1.38 Other Expenses 0.92
Stationery & Inventory 0.48 Telephone 0.8
Utensils and Equipment 1.24 Wages and Salaries 0.5
The data above is sample data only

Central Java 13.4 DKI Jakarta 6.5
East Java 22.4 North Sumatra 17.9
Papua 2.0 Bali 3.0
South Sulawesi 6.0 West Java 28.8
The data above is sample data only
Price 500.008.250.000
Payment Method
Credit Card
Bank Transfer in US$
Bank Transfer in RP
Buy Now

Selective Member`s Discount Price
To become a Selective Member
Table of Contents
About this Report
Key Statistics
Market Characteristics
Industry Conditions
Key Factors
Key Competitors
Industry Performance